Are You Eligible for Financing?
At Gear Shift Auto Parts, we’ve partnered with flexible financing providers to make it easier than ever to get the used or remanufactured auto parts you need—without the upfront cost. Wondering if you qualify? Here’s what you need to know:
Basic Eligibility Requirements
To apply for financing, you must:
Legal Age
Be at least 18 years old (19 in some states)
US Resident
Be a U.S. resident with a valid Social Security Number (SSN) or ITIN
Income
Have a steady source of income
Cards
Own a valid checking account or debit card
Credit Type
All credit types are welcome:- Whether you have good credit, bad credit, or no credit at all—we work with financing partners that offer options for everyone.
Soft Credit
Soft credit checks available:- Many of our partners perform a soft credit inquiry that won’t affect your credit score.